Employee Services

The success of your 401(k) plan depends on employee interest and participation.

Using the Internet and our toll-free, interactive voice-response telephone system, your employees can:

• Enroll in your plan from the privacy of their own homes, virtually anytime day or night.
• Determine their comfort with risk and how much they should be saving for retirement.
• Learn about investing.
• Get a daily personalized rate of return for each of their investment options as well as their entire account.
• Change how they're directing their contributions.
• Transfer existing funds from one investment option to another.
• Rebalance their accounts.
• Get quarterly investment performance information for all your plan's investment options.
• Print year-end account statements.
• And much more!

Help With Retirement Planning

Your plan participants will receive a copy of Plan Ahead Get Ahead^SM at their homes four times a year. This magazine, from the editors of Family Money, includes performance results and the latest information about retirement planning.

They can also call our Client Contact Center counselors toll-free for answers about your retirement plan.

When your employees retire or leave the company, we'll work directly with them to reduce your involvement. They can choose from a variety of options to keep their money working tax-deferred.

In addition to saving for retirement your employees will have other financial needs as well. Saving for college. Financing a home. Investing for a future goal.

Principal Connection^sm, a service of the Principal Financial Group®, offers your employees a convenient, trusted source to turn to for personal direction in making informed financial decisions. And, it's an easy, free way for you to provide access to top-quality financial products and services.

All of your employees and their family members can use Principal Connection^sm. The financial service is staffed by professionally licensed counselors who can answer your employees' questions right over the phone. There is no charge for the call or the personal service.

Here's a sampling of the types of products and services available:

• Savings & Investments - Savings and money market accounts, certificates of deposits (CDs), mutual funds, stocks, bonds and annuities, available as IRAs or investments.
• Loans - personal loans at competitive rates and flexible terms.
• Personal online banking - a national, online bank that offers the same products as a traditional bank but without the hidden fees. Your employees enjoy the convenience of banking by phone, mail, ATM, fax or via the Internet.
• Personal insurance - a variety of life and disability insurance options.
• Retirement - additional investment vehicles to help supplement your current plan, if needed.

In addition, we will periodically send your employees educational and promotional materials inviting them to call if interested. Click here to learn more about us.